Commercial Fleet Service Contracts That Keep Your Business Moving

Why Fleet Coverage Matters for Dealers and Businesses

Coverage that keeps your fleet on the road. Our Commercial Fleet Service Contracts protect every truck, minimize downtime, and maximize profitability.

Running a fleet or medium-duty operation comes with daily challenges—unplanned breakdowns, expensive repairs, and downtime that can quickly cut into profits. For dealerships and fleet managers, protecting those assets isn’t just a smart decision—it’s essential to keeping drivers on the road and customers satisfied.

That’s where our Commercial Fleet Service Contracts come in. Designed for light, medium, and heavy-duty vehicles, these programs deliver unmatched protection, cost control, and reliability. Whether you’re operating a delivery fleet, a construction business, or a municipal transit system, our coverage ensures your vehicles stay productive while safeguarding your bottom line.

Two Levels of Coverage – Foundation & Summit

Foundation Coverage

Our Foundation plan provides critical protection for the most essential components that keep your vehicles moving. It covers the engine, cooling system, automatic and manual transmissions, drive axles, front-wheel, all-wheel, rear-wheel, and four-wheel drive systems, along with fluids and seals when related to covered repairs.

This coverage is built for businesses that need dependable protection against the most common and costly breakdowns, keeping fleet vehicles on the road without overwhelming budgets.

Summit Coverage

For fleets seeking maximum uptime and peace of mind, the Summit plan goes even further. In addition to everything included in Foundation, Summit expands coverage to all factory-equipped mechanical and electrical components—with limited exclusions such as standard maintenance items, glass, and upholstery.

Summit Coverage is ideal for heavy-duty fleets, delivery trucks, and specialized vehicles where every hour of downtime directly impacts revenue.

Industry-Leading Surcharges & Add-On Protections

One of the most powerful features of our program is the ability to tailor coverage to each fleet’s unique needs. Both Foundation and Summit plans offer industry-leading surcharges, extending protection far beyond traditional service contracts.

Downtime Reimbursement

If a covered vehicle is out of service, fleets can receive up to $500 per day for 10 days, totaling up to $5,000 per occurrence. This safeguard helps businesses recover lost revenue when downtime can’t be avoided.

Rental Reimbursement

Keep your business moving with up to $250 per day in rental reimbursement, ensuring a replacement vehicle is available when repairs are underway .

Wearables & Brakes

Contracts can be enhanced to cover wear-and-tear items like belts, hoses, seals, gaskets, brake pads, and rotors—critical for high-mileage fleets.

Specialized Equipment

For businesses with unique operational needs, we offer surcharges covering:

• Hydraulics – cylinders, pumps, hoses, and controls.

• Trailers – brake systems, suspension, and electrical components.

• Refrigeration Units – essential for the delivery of perishable goods.

• Auxiliary Power Units (APU) – protecting additional onboard systems.

Coverage Designed for Every Vehicle Class

Exclusionary Coverage for Medium and Heavy Duty Vehicles. Elite FI Partners

Our Commercial Fleet Service Contracts are structured to cover Classes A–F vehicles, from passenger cars and transit vans up to cement trucks and city buses.

• Light Duty (Class A & B): Passenger cars, cargo vans, SUVs, half-ton pickups.

• Medium Duty (Class C & D): Box trucks, delivery vehicles, small dump trucks, school buses.

• Heavy Duty (Class E & F): Refuse trucks, cement mixers, city buses, commercial cabs.

This tiered approach ensures that no matter the size of your fleet, there’s a service contract tailored to your vehicles and business model.

Added Value – Roadside Assistance & Trip Interruption

Every contract comes with 24/7 roadside assistance, including towing, lockout service, jumpstarts, fuel delivery, and tire changes.

Plus, with trip interruption benefits up to $150 per day for three days, drivers stranded more than 100 miles from home can cover meals and lodging while waiting for repairs.

Why Dealers and Fleets Choose Elite FI Partners

Our programs aren’t just about coverage—they’re about confidence. Dealers and fleet managers partner with Elite FI Partners because we deliver:

• Customizable protection for fleets of any size.

• Fast claims support to minimize downtime.

• Revenue growth opportunities for dealerships offering fleet service programs.

• Peace of mind for businesses relying on vehicles as revenue-producing assets.

With options for both profit-sharing and reinsurance structures, dealers can align these programs with long-term financial goals while providing unmatched value to their fleet customers.

Get Started with Fleet Protection Today

When every vehicle matters, downtime isn’t an option. Our Commercial Fleet Service Contracts keep your vehicles covered, your drivers productive, and your business profitable.

Protect your fleet. Maximize uptime. Safeguard your bottom line.

📞 Call Elite FI Partners today at 844-334-1945 or visit www.elitefipartners.com to learn more about how our commercial fleet protection programs can work for you.

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Frequently Asked Questions

Q1) What vehicles qualify for Commercial Fleet Service Contracts?

Vehicles registered for business use across Classes A–F qualify—from light-duty vans and half-ton pickups to city buses, refuse and cement trucks (up to and beyond 26,000 lbs where CDL applies).  

Q2) What’s the difference between Foundation and Summit coverage?

Foundation protects critical powertrain and drivetrain systems (engine, transmission, cooling, FWD/AWD/RWD/4x4, related seals/fluids with conditions). Summit includes Foundation plus nearly all factory-equipped mechanical and electrical components, excluding standard maintenance and noted items.  

Q3) Can I customize coverage for specialized fleet needs?

Yes. Both coverage levels support industry-leading surcharges, including Downtime, Rental Reimbursement, Wearables, Brakes, and specialty add-ons for Hydraulics, Trailer, Refrigeration Units, APU, plus Technology and ECO component packages.   

Q4) How does Downtime reimbursement work?

If a covered breakdown sidelines a vehicle, Downtime can reimburse up to $500 per day for up to 10 days (max $5,000 per occurrence, limits apply; up to three occurrences per year).  

Q5) What is the Rental Reimbursement benefit?

With the Rental surcharge, fleets may receive up to $250/day (or up to $300/day under certain rental truck terms), subject to approved repair time thresholds and stated maximums per occurrence/year.  

Q6) Is roadside assistance included?

Yes. 24/7 roadside assistance covers towing (up to the stated dollar limit), jumpstarts, fuel/fluid delivery, tire change, and lockout services for the registered vehicle (program rules apply).  

Q7) Do you cover trip interruption?

Yes. When a covered breakdown occurs 100+ miles from home, benefits can reimburse up to $150/day for up to 3 days for meals and lodging, with required documentation.  

Q8) Are lifted vehicles or specialized equipment eligible?

Yes. Lift kits up to 6” are eligible with the appropriate surcharge. Specialized equipment surcharges extend Summit to hydraulic systems, trailers, refrigeration units, and APU components (with stated limits/occurrence caps).  

Q9) What deductibles are available?

Contracts offer a $0 deductible or a $1,000 deductible option per claim visit (selected on the application).

Q10) Are there maintenance or odometer requirements?

Yes. Maintain vehicles per OEM schedules and retain records. Odometer/cluster must function (technology surcharge exceptions noted). Failure to maintain/verify may affect coverage eligibility.