The 2026 used-car market demands smarter F&I. Dealers in the Southwest Independent Dealers are shifting from price-driven decisions to performance-driven product mixes. GAP protection is relevant but volatile, while used vehicle service contracts and appearance policies deliver stable margin and value. Dealer-installed GPS theft recovery units add real ROI by protecting inventory and customers alike. Dealer wealth in 2026 comes from product stability, claims execution, and tr

A vehicle service contract is more than just a product—it’s a commitment to customer confidence and dealership profitability. The best programs offer flexible protection ranging from powertrain to exclusionary, with specialized options for electric vehicles, battery coverage, commercial fleets, and high-mileage cars. Supported by strong administration, fair claims handling, and dealer training, they build trust and long-term revenue.

At Elite FI Partners, our executive team carefully evaluates every service contract provider before partnership. From claims management and adjudication to underwriter stability, profit-sharing programs, and flexible F&I products like GAP, bundles, and appearance coverage—we ensure administrators deliver true value. Not all providers share our passion, but those we choose are aligned with our mission to raise the standard for dealers nationwide.

Complete Coverage by American Guardian Warranty Services delivers flexible protection, from powertrain to premier coverage levels, with options for EV and hybrid batteries, high-tech systems, and even high mileage service contracts. Backed by Reynolds and Reynolds roots, A+ BBB accreditation, and efficient claims management, AGWS stands out as a trusted partner. Elite FI Partners proudly offers Complete Coverage as part of our industry-leading F&I products.

The Complete Coverage Vehicle Service Contract is now available! Learn more about this exciting program and additional coverage options.

Boost your expertise in F&I menu presentations with our latest post, “What Do You Mean It’s Not Covered?”

On today's episode, Bryan talks to Michael Aufmuth, one of the co-founders of Elite FI, an industry partner of Alpha Warranty Services.

In this article, we'll discuss the essential aspects of selling a VSC and the critical areas to focus on for training.

When it comes to choosing a reinsurance or Dealer-Owned Warranty Company (DOWC), there are several critical areas that dealerships should...

Using real-life examples can be a powerful way to build value for a VSC. By sharing stories of other customers who have had positive experie

Elite FI Partners is excited to introduce AGWS Complete Coverage by American Guardian, a powerful vehicle service contract solution for dealerships. With five tiers of protection—from powertrain to comprehensive—and coverage extending up to 300,000 miles, Complete Coverage helps dealers serve more customers with confidence. Backed by an A+ rated administrator, this F&I product brings real value, flexibility, and technology-driven support to your dealership.