Are you truly capturing the profit your dealer reinsurance program is designed to retain? This in-depth audit checklist walks through ceding fees, claims adjudication costs, premium taxes, and net premium reconciliation so you can evaluate your structure with clarity and control.

NADA week brings no shortage of F&I and reinsurance pitches, but not all programs are built the same. This guide helps dealers cut through the noise, understand fee structures, evaluate long-term risk, and choose partners that support sustainable growth beyond the show floor.

Dealer-Reinsurance.com was created to bring clarity and transparency to dealer reinsurance. The site focuses on explaining reinsurance program structures, administrative costs, and administrator differences through educational articles, expert interviews, and real-world insights. Its purpose is to help dealers understand how reinsurance works and determine which program and administrator are the best fit for their dealership’s size, goals, and long-term strategy.

Dealer reinsurance can be one of the most powerful wealth-building tools in a dealership, but only when it is fully understood. Without transparency, operating a reinsurance program is like steering a ship while blind, increasing the risk of hidden fees, misaligned structures, and underperformance. Learn why side-by-side comparisons and clear visibility are essential to long-term profitability.

Dealer reinsurance has evolved beyond the traditional CFC. Today, dealers can choose between a CFC, Super CFC, or DOWC to capture more of their F&I profit, defer taxes, and control how capital is invested and accessed. Each structure has advantages depending on your dealership’s size and goals. This article explains how these options differ in setup, accounting, scalability, and cash flow — and how to select the right one to build long-term wealth.

Dealer reinsurance is evolving beyond the limits of traditional CFC structures. New “super CFC” programs from leaders like Portfolio, iA American, Protective, AGWS, and DOWC are adopting retail-based accounting, expanding premium capacity, and offering greater investment flexibility. These structures combine the compliance of a CFC with the flexibility of a DOWC, giving dealers powerful new tools to grow wealth and plan for the future.

The Super CFC is redefining dealership profit strategies by combining the tax advantages of a traditional Controlled Foreign Corporation (CF