We Are Elite FI
Our vision has always been bigger than selling products or offering standard training. From day one, we set out to raise the bar for what a true agency should provide to dealership partners.
For us, it’s about culture and impact. Inside our agency, we’ve built a team that shares the same passion to lead, to innovate, and to make a difference. Every member of Elite FI Partners is committed to empowering finance departments with the tools, training, and support they need to thrive.
Our mission is to transform the partnership between agencies and dealerships, to move beyond transactional relationships and become a trusted force for growth. We believe every dealer partner deserves more than just a vendor. They deserve a team that understands their challenges, stands beside them, and pushes them to reach new heights.
This is the standard we live by. This is the future we’re building. Together, with our dealer partners, we’re not just keeping up with the industry. We’re shaping what’s next.
Michael & Emilia Aufmuth
Dealer reinsurance is a crucial strategy for converting every F&I product sold into long-term wealth while giving dealerships more control over their financial future. At Elite FI Partners, we help compare dealer reinsurance options side-by-side, run detailed pro forma analysis, and guide you in selecting the right F&I reinsurance structure for your business. From CFC, Super CFC, DOWC, and Retro programs to warehousing premiums and in-store training, our focus is on transparent, profitable, and compliant solutions that drive immediate results and long-term equity.
Hear directly from dealers who have grown their profitability, strengthened compliance, and improved customer satisfaction with Elite FI Partners. These success stories showcase the real-world impact of our F&I products, adaptive training, and profit participation programs. From dealer reinsurance to DOWC formations, our partners highlight how the right structures, expert guidance, and ongoing support create measurable gains in finance performance, long-term equity, and dealership success. That’s why more and more dealers nationwide continue to trust Elite FI Partners as their go-to resource for sustainable growth in F&I.
Leading Industry Partners
Building the Standard in F&I Products, Training, and Dealer Reinsurance
At Elite FI Partners, we are more than a provider of F&I products — we are a dedicated partner in your dealership’s success. Our mission is to help dealers maximize profitability through innovative F&I products, advanced technology, and customized profit participation structures, including dealer reinsurance and Dealer-Owned Warranty Company (DOWC) programs. Every solution is backed by unmatched F&I training, in-store coaching, and ongoing support to ensure measurable results.
We believe our success is tied directly to the success of our dealer partners. That is why we focus on delivering tax-efficient, high-performing programs, cutting-edge tools, and strategies that keep you ahead of industry changes. From building wealth through profit-sharing programs to strengthening compliance and customer experience, our commitment is unwavering. At Elite FI Partners, we build long-term relationships based on trust, transparency, and shared growth.
#WeAreEliteFI
Frequently Asked Questions
What is dealer reinsurance?
Dealer reinsurance allows a dealership to capture underwriting profit and investment income on eligible F&I contracts by reinsuring them in a dealer-controlled structure.
Which F&I products are best for reinsurance?
We typically recommend stable lines such as vehicle service contracts, limited warranties, and appearance protection. We generally exclude GAP due to volatility and loss severity.
How do CFC, Super CFC, DOWC, and Retro programs differ?
CFC and Super CFC are captive structures with different tax and capital considerations. DOWC is a dealer-owned warranty company format. Retro is profit sharing without forming a captive. We provide side-by-side analysis to help you choose the best fit.
How does NextGen Virtual F&I work with our current team?
NextGen Virtual F&I supplies remote finance managers for compliant menu presentations, digital paperwork, lender coordination, and reporting. It complements in-store teams and covers gaps without replacing strong internal talent.
What is Adaptive F&I Training?
Adaptive F&I Training combines in-store coaching and virtual sessions, focusing on menu process, compliance waivers, role-playing, objection handling, and KPI tracking to increase PVR and product penetration.
When is a dealership ready to start reinsurance?
Once you have consistent contract volume and stable loss trends, we run a pro forma, compare structures, and can warehouse premiums while the entity is formed to avoid disruptions.